Voluntary Benefit Plans

CSU Voluntary Benefit Plans Summaries

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TruHearing® MemberPlus Program

TruHearing is the first and only state-approved discount health medical organization (DHMO) for hearing, offering deep discounts to all VSP members and their covered dependents on state-of-the-art digital hearing aids and professional services from a nationwide network of audiologists and hearing instrument specialists.

There is no charge for joining the Program ($108 value). Members can combine this program with their current health coverage to maximize the benefit and reduce their out-of-pocket expense.

In addition, VSP members may also add up to four (4) guest members (parents, grandparents, siblings) at no extra charge.

Please note: Eligibility for the TruHearing® MemberPlus Program is not extended to VSP vision coverage.

Contact Vendor:
VSP TruHearing

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California Casualty Group Auto, Home & Renter's Insurance

California Casualty provides group rates and exclusive benefits for CSU employees including:

  • Several Payment plan options
  • 24/365 Emergency Claims Service
  • $3,000 personal property on campus coverage
  • Additional boat, earthquake, flood, personal umbrella, pet, recreational vehicle, and snowmobile insurance options
  • Renter's insurance
If you think renter's insurance is too expensive, California Casualty has plans for as little as $10/month. They will bundle your automobile and renter's insurance to save you even more money. To learn more about California Causality's insurance programs, please call 1-866-650-0553 or visit California Casualty. You may enroll at any time.

Contact Vendor
California Casualty
Meri Graham

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METLAW is a legal services benefit offered by Hyatt Legal Plans, a MetLife® company, providing access to legal services. The plan covers representation for many personal legal services for you and your eligible dependents (eligible dependents include spouse or domestic partner and unmarried dependent children up to age 23).

You may receive office consultations and/or telephone advice for virtually any personal legal matter. This gives you the opportunity to discuss with an attorney legal issues that are not specifically excluded matters, even if the matter is not fully covered.

View the CSU MetLaw brochure here: MetLaw brochure

To enroll, employees must contact MetLaw directly within sixty (60) days of date of hire or during the Fall Open Enrollment periods.

Contact Vendor
MetLaw Legal Plans website (Use password 6090190 after clicking on "Thinking About Enrolling?")

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Aflac-Group Critical Illness

Aflac offers CSU employees group critical illness insurance that provides a lump sum payment to assist you with paying for expenses that accompany specified critical illnesses. In addition, Aflac provides a cash benefit for such health screenings as mammography, colonoscopy, cervical cancer screening, and others (visit website for plan details).

Covered critical illnesses include heart attack, stroke, major organ transplant, renal failure, coronary artery bypass surgery and cancer. You must be enrolled in a comprehensive health insurance plan or an HMO plan in order to qualify. (The health plan can be outside of the CSU.)

Contact Vendor:

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The Standard Voluntary Life, AD&D and LTD Insurances

Life Insurance

The CSU provides eligible employees the opportunity to apply for Voluntary Life insurance for themselves and their families at competitive group rates. This is in addition to any employer-paid Basic Life insurance already in force.

You may be eligible to purchase up to $1.5 million of Voluntary Life insurance for yourself, up to $750,000 for your spouse/domestic partner and/or $5,000, $10,000 or $20,000 for your children.

Accidental Death and Dismemberment Insurance

The California State University recognizes that individuals have different needs and has provided you the opportunity to apply for the right amount of protection for you and your family at very competitive group rates. Voluntary Accidental Death and Dismemberment covers you or your beneficiaries, in the event of death or dismemberment as a result of a covered accident.

Long Term Disability Insurance

The CSU provides eligible employees the opportunity to purchase Voluntary Long Term Disability (LTD) insurance. LTD insurance is designed to pay a monthly benefit to you in the event you cannot work for an extended period of time because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.

Please note: Once enrolled, your expected LTD monthly pay-out will not increase as your salary increases. If you wish to increase your disability payments you can apply online for an increase using the link below. Our voluntary LTD group# is 648379-A.

Contact Vendor
The Standard

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Long Term Care Program

The California Public Employees' Retirement System (CalPERS) administers the Long Term Care Program. The CalPERS Long Term Care Program offers long-term care insurance to California State University employees and retirees.

All California public employees, retirees, their spouses, parents, parents-in-law, and adult siblings (age 18 and over) are eligible to enroll in this program.

Current policy holders may view their coverage, status of claims, download/print forms and more by visiting CalPERS Long-Term Care.

Contact Vendor
CalPERS (Search for "Long Term Care")

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