Dental, Vision & Hearing

Dental Insurance

Eligible Cal Poly employees may enroll themselves and their eligible dependents in dental coverage, with monthly premiums currently paid in full by Cal Poly.

Two plans are available: Delta Dental (PPO Program) and DeltaCare USA. Coverage levels vary depending on bargaining agreements. For details please see the Delta Dental CSU website.

Provide Feedback on Delta Dental Provider Network

Plan Comparison and Provider Directory

Dental Plans Comparison Chart
PPO Dental Plan Usage - What to Know
Delta's Online Provider Directory

2025 Monthly Dental Plan Premiums - 100% CSU Paid (No Employee Contribution)
Dental Plan	Plan Level*	Employee Only	Employee + One	Employee + Two+
Delta Dental PPO	Basic (Excluded E99)	$30.45	$57.52	$115.49
	Enhanced I (Unit 11 & Unit 13)	$37.04	$70.08	$144.49
	Enhanced II (all other employee groups)	$45.85	$86.52	$169.03
Delta Dental HMO	Basic	$18.85	$31.08	$45.97
Delta Dental HMO	Enhanced	$25.04	$41.33	$61.12

*Plan Level of coverage depends upon employee group/bargaining unit.

Contact Vendors

Vendor	Phone Number
Delta Dental PPO	800-626-3108
DeltaCare USA (HMO)	844-519-8751

Vision Insurance

Eligible CSU employees and dependents are enrolled in vision coverage that is currently paid by the CSU. Premiums are generated through the payroll process and are paid on a monthly basis. Premiums are paid annually in a one-time lump sum amount for Faculty Early Retirement Program (FERP) employees.

CSU vision benefits are insured through Vision Service Plan (VSP).

Plan Usage Details

You may use services of any licensed ophthalmologist, optomotrist or dispensing optician of your choice
Using an in-network VSP provider will cover more out-of-pocket costs. To find an in-network provider, use the link below or call VSP directly.
Using an out-of-network provider will require you to pay the provider directly and submit a claim form for reimbursement (online or paper).

Plan Details and Provider Directory

Voluntary Vision Premier Plan

The Premier Plan is a voluntary enhanced plan and requires an additional enrollment form.
Forms must be received by VSP within 60 days of hire.
Employees may seek services once the Premier Plan deduction is listed on their paycheck. Employees should not use services under the Basic Plan while waiting for Premier Plan enrollment.
Eligible dependents not included with the Premier Plan enrollment will not be able to seek services under the Basic Plan.

Vision Service Plan Rates
Employer Paid Basic VSP Rate for Employee + Family
Basic Coverage	$0.00/month (employer contribution $6.96/month)
Voluntary Employee Paid Premier VSP Rate
Employee Only	$5.06/month
Employee + One	$17.08/month
Employee + Family	$31.73/Month

Contact Vendor

Vendor	Group #	Phone Number
VSP Basic Plan	Group #30059426	800-877-7195
VSP Premier Plan	Group# 30077022	800-400-4569

Vision Forms & Resources

TruHearing: Hearing Aid Discount Program

TruHearing is making hearing aids affordable for all VSP Vision Care members by providing free enrollment in the TruHearing MemberPlus Program. What's more, members can add up to four (4) guest members (parents, grandparents, siblings) at no extra charge to enjoy the same great savings.

There is no charge for joining the Program. Members can combine this program with their current health coverage to maximize the benefit and reduce their out-of-pocket expense.

Enroll at VSP TruHearing

Contact Vendor

Vendor	Phone Number
VSP TruHearing	877-396-7194

(Members must identify themselves as members of VSP)

FlexCash Plan

The CSU offers eligible employees the opportunity to participate in FlexCash, an optional benefit plan that allows you to waive medical and/or dental insurance coverage if you have other non-CSU coverage. Employees enrolled in "individual" medical coverage, such as Tricare, Medicare, Medi-Cal and Covered California are not eligible for FlexCash.

Enrollment form and proof of other coverage must be submitted to Human Resources by the 8th of the month for the benefit to start on the next month's paycheck.

If an employee chooses to participate in FlexCash, the following monthly after-tax payments are made to the employee:

Benefit Waived	Payment
Medical and Dental	$140
Medical Only	$128
Dental Only	$12

Tax Advantage Premium Plan (TAPP)

If an employee elects health coverage through the CSU, the Tax Advantage Premium Plan (TAPP) allows for the payment of health insurance premiums on a pre-tax basis, reducing federal, state and FICA taxes.

If you are a new employee enrolling in health coverage, you will be enrolled in TAPP automatically.
If you prefer to pay your premiums from after-tax salary, you must notify your Human Resources Benefits within 60 days of becoming eligible or during the open enrollment period for coverage for a full plan year (January 1 through December 31).

Flexcash & TAPP Brochure