Life/AD&D Insurance - Benefits - Human Resources - Cal Poly

Life / AD&D Insurance

The CSU provides Basic Life and AD&D insurance at no cost to you if you are an Eligible Employee. The Basic Life and AD&D insurance becomes effective on the first day of the calendar month following the date you become eligible. For answers to commonly asked questions, exclusions, limitations and reductions, beneficiary designations and claims, please refer to The Standard.

Some features of your Basic Life insurance coverage include:

  • MEDEX® Travel Assist
  • Waiver of Premium - Premius paid by Cal Poly
  • Accelerated Benefits
  • Portability of Insurance - Upon separation you can continue coverage at your cost

If you have questions regarding conversion or portability of your Basic Life insurance, please contact The Standard at 800-378-4668.

Employee-Paid Voluntary Life and AD&D Insurance

Life Insurance

Recognizing that individuals have different financial needs, The CSU provides Eligible Employees the opportunity to apply for Voluntary Life insurance for themselves and their families at competitive group rates. This is in addition to any employer-paid Basic Life insurance already in force.

Enroll or Make Changes

Some features of your Voluntary Life insurance coverage include:

  • Continuation of Insurance (Portability) - Upon separation you can continue coverage
  • Waiver of Premium
  • Right to Convert

You may be eligible to purchase up to $1.5 million of Voluntary Life insurance for yourself, up to $750,000 for your spouse/domestic partner and/or $5,000, $10,000 or $20,000 for your children.

Calculate the amount of life insurance coverage you may need by using the Voluntary Life Insurance Needs Estimator. Learn how much voluntary life insurance will cost by going to the Premium Calculator.

For more information, enrollment application, beneficiary designation and claim forms for the CSU Voluntary life insurance, please refer to The Standard.

Accidental Death and Dismemberment Insurance

The California State Unviersity recognizes that individuals have different needs and has provided you the opportunity to apply for the right amount of protection for you and your family at very competitive group rates. Voluntary Accidental Death & Dismemberment covers you or your beneficiatries, in the event of death or dismemberment as a result of a covered accident.