Life / AD&D Insurance
Employer-Paid Life and AD&D Insurance
The CSU provides Basic Life and AD&D insurance at no cost to you if you are an Eligible Employee. The Basic Life and AD&D insurance becomes effective on the first day of the calendar month following the date you become eligible. For answers to commonly asked questions, exclusions, limitations and reductions, beneficiary designations and claims, please refer to The Standard.
Some features of your Basic Life insurance coverage include:
- Travel Assistance - Travel Assistance flyer
- Waiver of Premium - Premiums paid by Cal Poly
- Accelerated Benefits
- Portability of Insurance - Upon separation you can continue coverage at your cost
If you have questions regarding conversion or portability of your Basic Life insurance, please contact The Standard at 800-378-5745.
Employee-Paid Voluntary Life and AD&D Insurance
Recognizing that individuals have different financial needs, The CSU provides Eligible Employees the opportunity to apply for Voluntary Life insurance for themselves and their families at competitive group rates. This is in addition to any employer-paid Basic Life insurance already in force.
Visit the website to calculate the amount of life insurance coverage you may need by using the Needs Estimator and learn how much voluntary life insurance will cost by going to the Premium Calculator. For Information, or to Enroll or Make Changes
Employees may apply for a Voluntary Life Insurance plan at any time, however, if an employee applies within 60 days of hire no medical certification is required for up to the guaranteed issue amounts of $150,000 for employees, $50,000 for Spouses/Domestic Partners and $20,000 for Dependent Children.
Accidental Death and Dismemberment Insurance
The California State Unviersity recognizes that individuals have different needs and has provided you the opportunity to apply for the right amount of protection for you and your family at very competitive group rates. Voluntary Accidental Death & Dismemberment covers you or your beneficiatries, in the event of death or dismemberment as a result of a covered accident.