Instructions to Enroll
Health, Dental and HCRA/DCRA plan enrollments and changes are made through My Cal Poly Portal. Click here for Step-by-Step Instructions. Enrollment in Voluntary Plans, including VSP Premier, are made directly with plan vendors.
Save The Date! Sept 28: 11a-2p, Virtual Open Enrollment Fair
Save the Date for the Virtual Benefits Fair where various health plan and voluntary plan providers will be present to share important information about rates, changes, and
key features. This event will be held in Zoom Events platform and is an opportunity to ask questions as you make important decisions regarding your coverage.
Registration for the event is recommended.
CalPERS Health Plans
The following health plan information is provided for our employees who reside locally within San Luis Obispo and Northern Santa Barbara Counties. For employees who live outside of these areas you can find information on available health plans using the following resources.
SLO and Northern Santa Barbara Co. Health Plan Rates
| HMO | PPO | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| # of Enrollees | Plan Year | Anthem Traditional | Blue Shield Access+ | Blue Shield Trio | United HealthCare Value Alliance | PERS Gold | PERS Platinum | PORAC* | |
| 2024 vs 2023 Employee Monthly Contribution | CSU Pays | ||||||||
| 1 Person | 2024 2023 | $214.94 $233.65 | $0.00 $0.00 | $0.00 $0.00 | $0.00 $0.00 | $0.00 $0.00 | $232.87 $200.89 | $0.00 $0.00 | $983.00 $883.00 |
| 2 People | 2024 2023 | $505.88 $534.30 | $0.00 $0.00 | $0.00 $0.00 | $0.00 $0.00 | $0.00 $0.00 | $541.74 $468.78 | $0.00 $0.00 | $1,890.00 $1,699.00 |
| 3+ People | 2024 2023 | $748.64 $779.29 | $0.00 $66.79 | $0.00 $0.00 | $0.00 $64.47 | $0.00 $0.00 | $795.26 $694.11 | $0.00 $0.00 | $2,366.00 $2,124.00 |
For Unit 6 employees, subtract $5 for a 1 party plan, $10 for a 2 party plan, and $20 for a 3+ party plan
2024 Health Plan Information
2024 Health Plan Coverage Comparison ChartDental Plans
Cal Poly continues to offer an HMO and PPO through Delta Dental. Premiums for dental plans continue to be fully paid by Cal Poly for employees and covered dependents.
For plan details, please visit the Delta Dental website and plan Evidence of Coverage booklets.
Provide Feedback on Delta Dental Provider Network
- HMO Evidence of Coverage
- PPO Evidence of Coverage
- 2024 Plan Comparison Charts
| Dental Plan | Plan Level* | Employee Only | Employee + One | Employee + Two + |
|---|---|---|---|---|
| Delta Dental PPO | Basic (Excluded E99) | $30.45 | $57.52 | $115.49 |
| Enhanced I (Unit 11 & Unit 13) | $37.04 | $70.08 | $144.49 | |
| Enhanced II (all other employee groups) | $45.85 | $86.52 | $169.03 | |
| Delta Dental HMO | Basic | $18.85 | $31.08 | $45.97 |
| Enhanced | $25.04 | $41.33 | $61.12 |
Vision Plans
Premiums for the VSP Basic Plan will continue to be fully paid by Cal Poly for employees and their dependents. If an employee enrolls in the VSP Premier plan, all benefits eligible dependents must also be enrolled or they will be removed from the basic plan.
Employees may purchase Vision Service Plan (VSP) Premier coverage as an enhancement to the basic coverage. See VSP Member Plan Summary to compare: VSP Member Plan Summary
Employees may enroll in or cancel their VSP Premium Plan by calling (800) 400-4569 or online at http://csuactives.vspforme.com only during Open Enrollment.
| Employer Paid Basic VSP Rate for Employee + Family | |
|---|---|
| Basic Coverage | $0.00/month (employer contribution $7.47/month) |
| Voluntary Employee Paid Premier VSP Rate | |
| Employee Only | $4.03/month |
| Employee + One | $15.01/month |
| Employee + Family | $28.41/Month |
Flexible Spending Accounts: Health Care Reimbursement Account (HCRA) & Dependent Care Reimbursement Account (DCRA)
Important reminder: HCRA and DCRA deductions do not automatically continue into the next plan year. If you want deductions to continue for 2024, you must submit your elections via My Cal Poly Portal during the Open Enrollment period.
HCRA is a voluntary benefit plan offering eligible employees the ability to pay for qualifying out-of-pocket health care expenses with pre-tax dollars. Employees may elect a monthly deduction amount of as little as $20 per month up to a maximum $254.16. per month. For more information, please review the HCRA brochure.
DCRA is a voluntary benefit plan offering eligible employees the ability to pay for qualifying out-of-pocket dependent care expense with pre-tax dollars. Employees may elect a monthly deduction amount of as little as $20 per month up to a maximum of $416.66 per month. For more information, please review the DCRA brochure.
Visit the ASI Flex website www.asiflex.com to learn more about eligible expenses, how to submit claims, and other frequently asked questionsOther Voluntary Benefit Plans
Nationwide Pet Insurance - Enroll Anytime
Pet health insurance gives you the freedom to use any vet, anywhere, including specialist and emergency providers. Nationwide is offering two benefit option for your pets. This insurance can cover your pet's accidents, illness and even preventative care and wellness services. Plans are available for dogs, cats, birds, small mammals and exotics (such as reptiles).
For more information or to enroll, please call 1-877-738-7874 or visit www.petinsurance.com/calstate.
New Vendor! ARAG Legal Plan - Enroll or Cancel only during Open Enrollment
For $16.95 per month, the ARAG Legal plan , provides representation for many personal legal services for employees and their eligible dependents.
For current MetLife Legal Plan participants interested in cancelling coverage, please contact MetLife at 800-438-6388. If active MetLife participants take no action, their coverage will automatically be transferred to ARAG effective Jan 1, 2024.
For more information or to enroll/cancel, please call 1-800-247-4184 or visit www.ARAGlegal.com. CSU ID 19061CSU.
The Standard
Voluntary Life Insurance or Long Term Disability Insurance - Apply anytime
The Standard offers Group Life Insurance as well as Accidental Death and Dismemberment (AD&D) coverage for you and your eligible dependents.
Voluntary Long Term Disability (LTD) administered by The Standard provides loss of income protection (up to 60%) due to a qualified disability. Eligible employees (those not covered by The Standard LTD employer paid plan) can apply at any time during employment.
Group Critical Illness - Enroll or Cancel only during Open Enrollment
Group Critical Illness Insurance provides a lump-sum payment to cover out-of-pocket medical expenses and costs associated with life changes following the diagnosis of a covered critical illness. In addition, there are cash benefits for specified health screenings. You and/or your spouse/registered domestic partner must be between the ages of 18-64 and enrolled in a health insurance plan to participate in this plan.
Accident Insurance - Enroll or Cancel only during Open Enrollment
Accidents can happen when least expected, and while they can’t always be prevented, you can have the financial support to make your recovery less expensive and stressful. Accident Insurance can help with out-of-pocket expenses such as deductibles, copays, transportation to medical centers, and more.
For more information or to apply, please call 1-800-378-5745 or visit www.standard.com/mybenefits/csu.
California Casualty - Enroll anytime
The Auto, Home and Renter's Insurance plan offered by California Casualty allows CSU eligible employees to obtain auto and home insurance policies at a discounted rate. All policies are written for a 12-month period. Eligible employees can enroll in this benefit at any time during employment.
See plan flyer California Casulaty OE Flyer and for more information or to enroll, please call 1-866-680-5142 or visit www.calcas.com/csu.
Supplemental Retirement Plans - Enroll anytime
Employees are eligible to enroll in the CSU 403(b) plan or 401(k), 457 plans at any time during the year. All plans have a pre-tax and Roth (after-tax) option. Please visit our Supplemental Retirement Plan page for more information and plan details.
Scholar Share - Enroll anytime
A 529 plan is an account that allows you to invest specifically for future education expenses. 529 plans are aimed at helping families save for college. The accounts are administered at the state level, and are managed by a financial services company, TIAA-CREG Tuition Financing Inc. You can open an account with as little as $25 dollars per investment portfolio, or $15 dollars per pay period through payroll deduction.
For more information or to enroll, please call 1-800-544-5248 or visit https://www.scholarshare.com/.
Retiree Open Enrollment Information
Every year the CSU reviews the benefit plans offered to retirees and their eligible dependents. Learn more about retiree plans and the open enrollment period at CSU Retirees Page